Jenec case: the limits of automatic de-risking in EU banking law
An article discusses the CJEU ruling in case C-81/24 (Jenec) and its implications for anti-money laundering and access to bank accounts. The case addresses the relationship between the right to access basic accounts and AML/CFT obligations under the Payment Accounts Directive. The article analyzes the legal limits of automatic de-risking practices in EU banking regulation.